Then you should interview several financial planners before choosing one. You should find a financial planner that you feel comfortable with and who listens to you and carefully considers your needs. You should also ensure that any financial planner you work with is a certified financial planner (CFP).

For example, a good financial planner may suggest products and services to help you meet your goals, but should not force you into taking certain investments.

A good financial advisor should always be able to explain to you why an investment is a good one, as well any risks associated with that investment. If he or she refuses to or you find yourself arguing with him, you should likely find another financial planner.